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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,124 | $87,733-29.2% | $106,555-41.7% | $85,847-27.6% |
| Participation rate | 67.9% | 71.9%-4.1pp | 76.1%-8.3pp | 69.3%-1.5pp |
| Annual return | 11.36% | 21.86%-10.5pp | 26.80%-15.4pp | 318.61%-307.2pp |
| Employer contribution / active EE | $1,123 | $2,073-45.8% | $2,819-60.2% | $2,565-56.2% |
| Participant deferral / active EE | $1,565 | $3,469-54.9% | $4,399-64.4% | $3,952-60.4% |
| Admin fee / account holder | $8,321 | $6,767+23.0% | $7,408+12.3% | $6,261+32.9% |