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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,991 | $211,239-96.2% | $178,528-95.5% | $145,877-94.5% |
| Participation rate | 78.6% | 80.8%-2.2pp | 77.1%+1.5pp | 80.3%-1.7pp |
| Annual return | 13.42% | 30.22%-16.8pp | 27.11%-13.7pp | 551.28%-537.9pp |
| Employer contribution / active EE | $1,840 | $4,570-59.7% | $3,950-53.4% | $4,663-60.5% |
| Participant deferral / active EE | $2,608 | $6,963-62.5% | $6,278-58.5% | $6,691-61.0% |
| Admin fee / account holder | $1,819 | $12,095-85.0% | $10,419-82.5% | $13,402-86.4% |