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| Provider | Service type | Compensation |
|---|---|---|
MMA SECURITIES LLC2 years Service code 27 PO BOX 9497 · NEW YORK, NY 10087 | Advisory (Plan) | $26,928 |
Filed as: EMPOWER ANNUITY INS CO OF AMERICA Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $10,831 |
COMPASS3602 years Service code 13 118 PORTSMOUTH AVE STE A2 · STRATHAM, NH 03885 | Contract Administrator | $1,875 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $292 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,873 | $104,607-13.1% | $96,534-5.9% | - |
| Participation rate | 98.0% | 76.2%+21.8pp | 76.0%+22.0pp | - |
| Annual return | 16.29% | 9.56%+6.7pp | 25.88%-9.6pp | - |
| Employer contribution / active EE | $4,110 | $2,147+91.4% | $2,965+38.6% | - |
| Participant deferral / active EE | $11,061 | $4,312+156.5% | $4,851+128.0% | - |
| Admin fee / account holder | $327 | $45,340-99.3% | $8,253-96.0% | - |