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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,481 | $48,274-14.1% | $63,244-34.4% | $59,633-30.4% |
| Participation rate | 100.0% | 66.3%+33.7pp | 71.0%+29.0pp | 68.7%+31.3pp |
| Annual return | 0.40% | -240.79%+241.2pp | -70.31%+70.7pp | 2041.45%-2041.1pp |
| Employer contribution / active EE | $8,777 | $1,586+453.3% | $2,322+278.0% | $2,203+298.5% |
| Participant deferral / active EE | $2,991 | $2,343+27.7% | $2,953+1.3% | $3,192-6.3% |
| Admin fee / account holder | $2,852 | $3,600-20.8% | $5,893-51.6% | $4,297-33.6% |