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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,204 | $29,716-79.1% | $56,077-88.9% | $80,925-92.3% |
| Participation rate | 44.7% | 41.7%+3.0pp | 52.5%-7.8pp | 67.7%-23.0pp |
| Annual return | 14.41% | 35.30%-20.9pp | 1709.28%-1694.9pp | 35.65%-21.2pp |
| Employer contribution / active EE | $313 | $671-53.4% | $1,040-69.9% | $2,756-88.7% |
| Participant deferral / active EE | $499 | $1,228-59.4% | $1,954-74.5% | $4,299-88.4% |
| Admin fee / account holder | $0 | $2,432-100.0% | $2,825-100.0% | $6,940-100.0% |