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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,737 | $27,936-83.0% | $58,561-91.9% | $75,173-93.7% |
| Participation rate | 53.1% | 38.8%+14.3pp | 50.9%+2.3pp | 67.2%-14.1pp |
| Annual return | 44.57% | 44.21%+0.4pp | 4251.33%-4206.8pp | 160.72%-116.1pp |
| Employer contribution / active EE | $605 | $670-9.7% | $1,053-42.6% | $2,671-77.4% |
| Participant deferral / active EE | $1,107 | $1,202-7.9% | $1,923-42.5% | $4,126-73.2% |
| Admin fee / account holder | $0 | $1,727-100.0% | $2,520-100.0% | $5,651-100.0% |