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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,905 | $29,319-69.6% | $52,425-83.0% | $82,448-89.2% |
| Participation rate | 31.3% | 46.9%-15.5pp | 55.6%-24.3pp | 68.1%-36.7pp |
| Annual return | 19.75% | 535.20%-515.4pp | 302.12%-282.4pp | 41.64%-21.9pp |
| Employer contribution / active EE | $188 | $586-67.9% | $914-79.4% | $2,551-92.6% |
| Participant deferral / active EE | $274 | $1,171-76.6% | $1,790-84.7% | $4,139-93.4% |
| Admin fee / account holder | $1 | $1,962-100.0% | $2,495-100.0% | $7,234-100.0% |