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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,493 | $57,352+36.9% | $83,831-6.4% | $64,173+22.3% |
| Participation rate | 57.7% | 68.6%-10.9pp | 76.1%-18.5pp | 69.6%-11.9pp |
| Annual return | -1.07% | 11.38%-12.5pp | 850.99%-852.1pp | 7.63%-8.7pp |
| Employer contribution / active EE | $0 | $2,546-100.0% | $3,631-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $1,737 | $2,993-41.9% | $4,082-57.4% | $3,470-49.9% |
| Admin fee / account holder | $10,695 | $4,046+164.3% | $5,479+95.2% | $4,887+118.8% |