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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,431 | $106,003-28.8% | $92,236-18.2% | $147,585-48.9% |
| Participation rate | 78.3% | 80.4%-2.2pp | 76.5%+1.8pp | 82.8%-4.6pp |
| Annual return | 9.69% | 50.05%-40.4pp | 176.29%-166.6pp | 578.57%-568.9pp |
| Employer contribution / active EE | $0 | $4,333-100.0% | $3,679-100.0% | $4,876-100.0% |
| Participant deferral / active EE | $2,534 | $4,478-43.4% | $3,897-35.0% | $5,439-53.4% |
| Admin fee / account holder | $2,247 | $6,333-64.5% | $5,194-56.7% | $10,885-79.4% |