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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $189,611 | $254,759-25.6% | $216,567-12.4% | $198,609-4.5% |
| Participation rate | 100.0% | 84.5%+15.5pp | 81.6%+18.4pp | 82.4%+17.6pp |
| Annual return | -1.58% | 10.04%-11.6pp | 12.94%-14.5pp | 202.70%-204.3pp |
| Employer contribution / active EE | $3,004 | $6,096-50.7% | $5,216-42.4% | $5,055-40.6% |
| Participant deferral / active EE | $6,424 | $6,948-7.5% | $6,191+3.8% | $6,977-7.9% |
| Admin fee / account holder | $1,459 | $26,311-94.5% | $21,981-93.4% | $19,030-92.3% |