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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $197,549 | $228,395-13.5% | $185,861+6.3% | $158,982+24.3% |
| Participation rate | 100.0% | 82.3%+17.7pp | 78.0%+22.0pp | 82.0%+18.0pp |
| Annual return | 2.31% | 40.82%-38.5pp | 35.96%-33.7pp | 302.99%-300.7pp |
| Employer contribution / active EE | $4,943 | $4,968-0.5% | $4,088+20.9% | $4,763+3.8% |
| Participant deferral / active EE | $9,523 | $6,417+48.4% | $5,634+69.0% | $5,983+59.2% |
| Admin fee / account holder | $37,213 | $11,869+213.5% | $9,503+291.6% | $11,252+230.7% |