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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $204,230 | $226,135-9.7% | $182,558+11.9% | $152,909+33.6% |
| Participation rate | 87.0% | 82.5%+4.5pp | 78.0%+9.0pp | 82.5%+4.5pp |
| Annual return | 6.14% | 192.60%-186.5pp | 148.59%-142.4pp | 345.46%-339.3pp |
| Employer contribution / active EE | $4,433 | $4,979-11.0% | $4,076+8.8% | $4,764-6.9% |
| Participant deferral / active EE | $8,402 | $6,371+31.9% | $5,526+52.0% | $5,851+43.6% |
| Admin fee / account holder | $493 | $10,707-95.4% | $8,594-94.3% | $11,601-95.8% |