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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $276,044 | $289,211-4.6% | $260,467+6.0% | $198,609+39.0% |
| Participation rate | 95.0% | 83.1%+11.9pp | 80.5%+14.5pp | 82.4%+12.6pp |
| Annual return | 11.07% | 112.90%-101.8pp | 100.60%-89.5pp | 202.70%-191.6pp |
| Employer contribution / active EE | $6,537 | $4,663+40.2% | $4,239+54.2% | $5,055+29.3% |
| Participant deferral / active EE | $11,783 | $6,812+73.0% | $6,319+86.5% | $6,977+68.9% |
| Admin fee / account holder | $20,084 | $16,236+23.7% | $15,461+29.9% | $19,030+5.5% |