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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $276,044 | $208,088+32.7% | $186,193+48.3% | $154,746+78.4% |
| Participation rate | 95.0% | 80.0%+15.0pp | 77.1%+17.9pp | 80.7%+14.3pp |
| Annual return | 11.07% | 89.97%-78.9pp | 78.03%-67.0pp | 172.34%-161.3pp |
| Employer contribution / active EE | $6,537 | $4,340+50.6% | $3,918+66.8% | $4,379+49.3% |
| Participant deferral / active EE | $11,783 | $7,078+66.5% | $6,513+80.9% | $6,730+75.1% |
| Admin fee / account holder | $20,084 | $11,698+71.7% | $11,058+81.6% | $14,365+39.8% |