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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $371,555 | $99,875+272.0% | $146,866+153.0% | $86,983+327.2% |
| Participation rate | 97.1% | 75.8%+21.3pp | 82.5%+14.6pp | 69.5%+27.6pp |
| Annual return | 11.80% | 28.10%-16.3pp | 102.85%-91.1pp | 25.83%-14.0pp |
| Employer contribution / active EE | $12,688 | $3,224+293.5% | $4,425+186.8% | $2,584+390.9% |
| Participant deferral / active EE | $10,901 | $6,322+72.4% | $7,759+40.5% | $4,194+159.9% |
| Admin fee / account holder | $7,809 | $7,838-0.4% | $13,620-42.7% | $7,856-0.6% |