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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $315,357 | $102,385+208.0% | $147,080+114.4% | $80,935+289.6% |
| Participation rate | 97.4% | 75.9%+21.5pp | 82.2%+15.2pp | 67.7%+29.7pp |
| Annual return | 11.83% | 135.09%-123.3pp | 420.17%-408.3pp | 35.66%-23.8pp |
| Employer contribution / active EE | $12,560 | $3,717+237.9% | $4,933+154.6% | $2,757+355.6% |
| Participant deferral / active EE | $9,055 | $6,651+36.2% | $8,066+12.3% | $4,299+110.6% |
| Admin fee / account holder | $13,391 | $7,951+68.4% | $12,989+3.1% | $6,924+93.4% |