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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,272 | $64,729-6.9% | $112,263-46.3% | $68,490-12.0% |
| Participation rate | 92.3% | 67.2%+25.2pp | 75.1%+17.2pp | 67.9%+24.4pp |
| Annual return | -22.28% | -11.40%-10.9pp | 27.49%-49.8pp | -7.85%-14.4pp |
| Employer contribution / active EE | $11,797 | $2,746+329.6% | $3,636+224.4% | $2,597+354.3% |
| Participant deferral / active EE | $4,701 | $3,566+31.8% | $4,729-0.6% | $4,028+16.7% |
| Admin fee / account holder | $2,780 | $5,222-46.8% | $6,410-56.6% | $5,403-48.5% |