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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,156 | $107,368-36.5% | $92,915-26.6% | $152,909-55.4% |
| Participation rate | 77.8% | 79.8%-2.0pp | 76.0%+1.8pp | 82.5%-4.7pp |
| Annual return | 26.48% | 145.64%-119.2pp | 109.45%-83.0pp | 345.46%-319.0pp |
| Employer contribution / active EE | $6,858 | $4,222+62.4% | $3,653+87.7% | $4,764+44.0% |
| Participant deferral / active EE | $3,034 | $4,848-37.4% | $4,238-28.4% | $5,851-48.1% |
| Admin fee / account holder | $5,447 | $7,082-23.1% | $5,796-6.0% | $11,601-53.0% |