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| Provider | Service type | Compensation |
|---|---|---|
Filed as: JOHN HANCOCK USA Service code 15 · EIN 01-0233346 | Recordkeeping | $336 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,262 | $55,453-14.8% | $170,435-72.3% | $62,293-24.1% |
| Participation rate | 95.9% | 66.4%+29.6pp | 83.6%+12.3pp | 69.5%+26.4pp |
| Annual return | 15.25% | 21.38%-6.1pp | 205.94%-190.7pp | 28.90%-13.6pp |
| Employer contribution / active EE | $4,787 | $2,164+121.3% | $5,432-11.9% | $2,042+134.4% |
| Participant deferral / active EE | $2,240 | $2,303-2.7% | $4,939-54.6% | $3,169-29.3% |
| Admin fee / account holder | $12 | $455-97.3% | $13,881-99.9% | $479-97.5% |