Retirement plan

EMPLOYEE BENEFIT PLAN OF INFORMATION & REFERRAL FEDERATION OF LOS ANGELES COUNTY

Name: INFORMATION & REFERRAL FEDERATION OF LOS ANGELES COUNTY - EMPLOYEE BENEFIT PLAN OF INFORMATION & REFERRAL FEDERATION OF LOS ANGELES COUNTY (2017) Form 5500
Creator: INFORMATION & REFERRAL FEDERATION OF LOS ANGELES COUNTY
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, EMPLOYEE BENEFIT PLAN OF INFORMATION & REFERRAL FEDERATION OF LOS ANGELES COUNTY, INFORMATION & REFERRAL FEDERATION OF LOS ANGELES COUNTY

INFORMATION & REFERRAL FEDERATION OF LOS ANGELES COUNTYEIN 95-3510017Plan #002PY 2017

526 W LAS TUNAS DR - SAN GABRIEL, CA 917761111626-350-1841

Other plans on this EIN

1 filing

#003Retirement-$1.4M assets

Prospect flagsLow returnsHigh fees

How to read this page

Total assets (EOY)

$4M

+9.6% from 2016

Total participants

111

-6.7% from 2016

Average account balance

$36,288

+14.6% from 2016

Annual return

12.02%

+5.19 pp from 2016

Benchmarks

See 17,854 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants25-99

Cohort17,854 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$8.43M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$52K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

162

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

99.1%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$419K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$4K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+17.65%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$12

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 1 by compensation

Provider	Service type	Compensation
MUTUAL OF AMERICA INVESTMENT CORP3+ years Filed as: MUTUAL OF AMERICA LIFE INSURANCE CO Service code 12 320 PARK AVENUE · NEW YORK, NY 10022	Claims processing; Recordkeeping and ...	$4,718

Plan features & details

Pension benefit codes2E2F2G2J2T

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$407K

$5215 / participant

Other / not subdivided$407K100.0%

% of EOY assets

10.099%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$36,288

$84,236-56.9%

$170,435-78.7%

$70,126-48.3%

Participation rate

100.0%

70.8%+29.2pp

83.6%+16.4pp

69.5%+30.5pp

Annual return

12.02%

23.06%-11.0pp

205.94%-193.9pp

73.15%-61.1pp

Employer contribution / active EE

$2,039

$3,387-39.8%

$5,432-62.5%

$2,343-13.0%

Participant deferral / active EE

$1,941

$3,086-37.1%

$4,939-60.7%

$3,332-41.7%

Admin fee / account holder

$3,665

$5,698-35.7%

$13,881-73.6%

$4,645-21.1%

Provider

Service type

Compensation

MUTUAL OF AMERICA INVESTMENT CORP3+ years

Filed as: MUTUAL OF AMERICA LIFE INSURANCE CO

Service code 12

320 PARK AVENUE · NEW YORK, NY 10022

Claims processing; Recordkeeping and ...

$4,718

EMPLOYEE BENEFIT PLAN OF INFORMATION & REFERRAL FEDERATION OF LOS ANGELES COUNTY

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

EMPLOYEE BENEFIT PLAN OF INFORMATION & REFERRAL FEDERATION OF LOS ANGELES COUNTY

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion