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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,157 | $108,226-73.1% | $77,513-62.4% | $158,950-81.7% |
| Participation rate | 58.3% | 64.4%-6.1pp | 54.2%+4.1pp | 82.0%-23.6pp |
| Annual return | 11.44% | 31.67%-20.2pp | 54.81%-43.4pp | 302.91%-291.5pp |
| Employer contribution / active EE | $0 | $1,325-100.0% | $987-100.0% | $4,762-100.0% |
| Participant deferral / active EE | $2,094 | $2,456-14.7% | $1,861+12.5% | $5,983-65.0% |
| Admin fee / account holder | $372 | $3,710-90.0% | $2,859-87.0% | $11,248-96.7% |