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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,450 | $217,432-25.7% | $185,849-13.1% | $167,536-3.6% |
| Participation rate | 87.5% | 86.1%+1.4pp | 81.7%+5.8pp | 82.1%+5.4pp |
| Annual return | 16.74% | 148.42%-131.7pp | 122.10%-105.4pp | 478.82%-462.1pp |
| Employer contribution / active EE | $5,515 | $5,875-6.1% | $5,169+6.7% | $4,839+14.0% |
| Participant deferral / active EE | $5,571 | $6,357-12.4% | $5,5690% | $6,342-12.2% |
| Admin fee / account holder | $6,734 | $19,818-66.0% | $16,244-58.5% | $12,315-45.3% |