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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,838 | $209,422-44.7% | $178,503-35.1% | $158,982-27.1% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 29.51% | 188.81%-159.3pp | 151.12%-121.6pp | 302.99%-273.5pp |
| Employer contribution / active EE | $6,423 | $5,707+12.5% | $5,011+28.2% | $4,763+34.9% |
| Participant deferral / active EE | $4,444 | $5,955-25.4% | $5,202-14.6% | $5,983-25.7% |
| Admin fee / account holder | $488 | $17,079-97.1% | $13,987-96.5% | $11,252-95.7% |