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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,623 | $78,562+58.6% | $105,608+18.0% | $74,429+67.4% |
| Participation rate | 50.3% | 72.8%-22.5pp | 75.3%-25.0pp | 67.2%-16.9pp |
| Annual return | 14.00% | 15.94%-1.9pp | 116.50%-102.5pp | 1368.38%-1354.4pp |
| Employer contribution / active EE | $696 | $2,521-72.4% | $3,167-78.0% | $2,625-73.5% |
| Participant deferral / active EE | $3,957 | $4,321-8.4% | $5,010-21.0% | $4,348-9.0% |
| Admin fee / account holder | $14,189 | $2,217+540.1% | $11,028+28.7% | $1,944+629.8% |