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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,623 | $78,529+58.7% | $105,591+18.0% | $74,400+67.5% |
| Participation rate | 50.3% | 72.8%-22.5pp | 75.3%-25.0pp | 67.2%-16.9pp |
| Annual return | 14.00% | 15.94%-1.9pp | 116.43%-102.4pp | 1367.51%-1353.5pp |
| Employer contribution / active EE | $696 | $2,522-72.4% | $3,166-78.0% | $2,624-73.5% |
| Participant deferral / active EE | $3,957 | $4,321-8.4% | $5,008-21.0% | $4,348-9.0% |
| Admin fee / account holder | $14,189 | $2,216+540.4% | $11,024+28.7% | $1,944+630.1% |