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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,699 | $165,399+25.0% | $149,745+38.0% | $158,982+30.0% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 6.77% | 348.34%-341.6pp | 276.72%-269.9pp | 302.99%-296.2pp |
| Employer contribution / active EE | $1,830 | $5,105-64.2% | $4,646-60.6% | $4,763-61.6% |
| Participant deferral / active EE | $12,300 | $7,183+71.2% | $6,843+79.7% | $5,983+105.6% |
| Admin fee / account holder | $5,041 | $10,811-53.4% | $9,312-45.9% | $11,252-55.2% |