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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,699 | $165,351+25.0% | $149,710+38.1% | $158,931+30.1% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 6.77% | 348.19%-341.4pp | 276.63%-269.9pp | 302.86%-296.1pp |
| Employer contribution / active EE | $1,830 | $5,103-64.1% | $4,645-60.6% | $4,761-61.6% |
| Participant deferral / active EE | $12,300 | $7,181+71.3% | $6,842+79.8% | $5,982+105.6% |
| Admin fee / account holder | $5,041 | $10,807-53.4% | $9,309-45.8% | $11,247-55.2% |