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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $177,268 | $157,296+12.7% | $141,191+25.6% | $152,897+15.9% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 2.70% | 64.34%-61.6pp | 71.41%-68.7pp | 345.43%-342.7pp |
| Employer contribution / active EE | $1,380 | $5,262-73.8% | $4,736-70.9% | $4,764-71.0% |
| Participant deferral / active EE | $8,590 | $7,111+20.8% | $6,710+28.0% | $5,851+46.8% |
| Admin fee / account holder | $4,045 | $12,125-66.6% | $10,264-60.6% | $11,599-65.1% |