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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,686 | $78,694-28.0% | $67,652-16.2% | $125,389-54.8% |
| Participation rate | 42.9% | 78.8%-35.9pp | 75.7%-32.8pp | 83.2%-40.3pp |
| Annual return | -0.33% | 9.46%-9.8pp | 6625.40%-6625.7pp | 282.24%-282.6pp |
| Employer contribution / active EE | $0 | $3,044-100.0% | $2,266-100.0% | $4,866-100.0% |
| Participant deferral / active EE | $4,044 | $4,292-5.8% | $3,560+13.6% | $5,352-24.4% |
| Admin fee / account holder | $94 | $7,403-98.7% | $4,821-98.1% | $9,541-99.0% |