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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $251,943 | $106,236+137.2% | $96,496+161.1% | $139,427+80.7% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 15.87% | 38.43%-22.6pp | 35.70%-19.8pp | 373.27%-357.4pp |
| Employer contribution / active EE | $5,720 | $4,104+39.4% | $3,738+53.0% | $4,752+20.4% |
| Participant deferral / active EE | $13,610 | $5,455+149.5% | $4,879+179.0% | $6,711+102.8% |
| Admin fee / account holder | $14,418 | $7,879+83.0% | $6,731+114.2% | $11,404+26.4% |