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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $397,222 | $85,766+363.1% | $136,298+191.4% | $70,126+466.4% |
| Participation rate | 92.5% | 74.2%+18.3pp | 81.9%+10.6pp | 69.5%+23.0pp |
| Annual return | 21.16% | 31.46%-10.3pp | 5156.27%-5135.1pp | 73.15%-52.0pp |
| Employer contribution / active EE | $12,676 | $2,966+327.4% | $4,696+169.9% | $2,343+441.1% |
| Participant deferral / active EE | $8,674 | $5,051+71.7% | $6,247+38.8% | $3,332+160.3% |
| Admin fee / account holder | $42,915 | $5,421+691.7% | $9,244+364.3% | $4,645+823.8% |