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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $345,650 | $76,551+351.5% | $123,894+179.0% | $62,881+449.7% |
| Participation rate | 94.9% | 73.0%+21.9pp | 81.4%+13.5pp | 69.3%+25.6pp |
| Annual return | 7.03% | 18.68%-11.6pp | 47.52%-40.5pp | 20.14%-13.1pp |
| Employer contribution / active EE | $11,507 | $2,882+299.2% | $4,617+149.2% | $2,281+404.5% |
| Participant deferral / active EE | $12,371 | $4,840+155.6% | $5,984+106.7% | $3,203+286.2% |
| Admin fee / account holder | $43,456 | $4,826+800.5% | $8,357+420.0% | $4,296+911.6% |