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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $817,521 | $106,749+665.8% | $145,433+462.1% | $82,448+891.6% |
| Participation rate | 89.2% | 75.6%+13.5pp | 82.1%+7.1pp | 68.1%+21.1pp |
| Annual return | 12.92% | 27.59%-14.7pp | 66.58%-53.7pp | 41.64%-28.7pp |
| Employer contribution / active EE | $24,324 | $3,444+606.2% | $4,554+434.1% | $2,551+853.5% |
| Participant deferral / active EE | $15,543 | $6,519+138.4% | $7,897+96.8% | $4,139+275.5% |
| Admin fee / account holder | $27,830 | $8,390+231.7% | $13,129+112.0% | $7,234+284.7% |