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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,605 | $157,276-39.8% | $141,177-33.0% | $152,885-38.1% |
| Participation rate | 57.9% | 84.8%-26.9pp | 82.5%-24.6pp | 82.5%-24.6pp |
| Annual return | 16.53% | 64.33%-47.8pp | 71.40%-54.9pp | 345.39%-328.9pp |
| Employer contribution / active EE | $1,437 | $5,262-72.7% | $4,736-69.7% | $4,763-69.8% |
| Participant deferral / active EE | $2,831 | $7,110-60.2% | $6,710-57.8% | $5,851-51.6% |
| Admin fee / account holder | $883 | $12,123-92.7% | $10,263-91.4% | $11,598-92.4% |