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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,516 | $135,956-23.1% | $123,894-15.6% | $273,972-61.9% |
| Participation rate | 55.6% | 84.1%-28.5pp | 81.4%-25.9pp | 83.0%-27.5pp |
| Annual return | 11.54% | 56.63%-45.1pp | 47.52%-36.0pp | 41.46%-29.9pp |
| Employer contribution / active EE | $1,057 | $5,170-79.6% | $4,617-77.1% | $4,869-78.3% |
| Participant deferral / active EE | $11,019 | $6,343+73.7% | $5,984+84.1% | $5,287+108.4% |
| Admin fee / account holder | $338 | $9,817-96.6% | $8,357-96.0% | $10,133-96.7% |