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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $236,103 | $175,231+34.7% | $149,696+57.7% | $139,466+69.3% |
| Participation rate | 80.0% | 83.4%-3.4pp | 78.8%+1.2pp | 80.3%-0.3pp |
| Annual return | 17.94% | 166.77%-148.8pp | 134.46%-116.5pp | 373.66%-355.7pp |
| Employer contribution / active EE | $30,963 | $5,478+465.2% | $4,821+542.3% | $4,754+551.3% |
| Participant deferral / active EE | $12,841 | $6,521+96.9% | $5,682+126.0% | $6,712+91.3% |
| Admin fee / account holder | $979 | $16,155-93.9% | $13,212-92.6% | $11,409-91.4% |