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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,229 | $180,459+8.2% | $154,108+26.7% | $135,380+44.2% |
| Participation rate | 90.9% | 87.4%+3.5pp | 83.0%+7.9pp | 82.6%+8.3pp |
| Annual return | -6.84% | 888.21%-895.0pp | 735.21%-742.0pp | 519.81%-526.6pp |
| Employer contribution / active EE | $11,371 | $6,035+88.4% | $5,298+114.6% | $4,779+137.9% |
| Participant deferral / active EE | $9,099 | $5,806+56.7% | $5,081+79.1% | $5,609+62.2% |
| Admin fee / account holder | $334 | $16,145-97.9% | $13,411-97.5% | $10,828-96.9% |