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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,160 | $89,652+3.9% | $141,197-34.0% | $65,186+42.9% |
| Participation rate | 97.3% | 74.7%+22.6pp | 82.5%+14.8pp | 70.2%+27.1pp |
| Annual return | 4.46% | 32.79%-28.3pp | 71.41%-66.9pp | 29.39%-24.9pp |
| Employer contribution / active EE | $0 | $3,065-100.0% | $4,736-100.0% | $2,177-100.0% |
| Participant deferral / active EE | $7,191 | $5,691+26.3% | $6,710+7.2% | $3,514+104.6% |
| Admin fee / account holder | $3,729 | $569+555.9% | $10,265-63.7% | $847+340.2% |