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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,539 | $73,102+30.7% | $123,553-22.7% | $56,289+69.7% |
| Participation rate | 93.1% | 74.3%+18.8pp | 82.3%+10.8pp | 69.9%+23.3pp |
| Annual return | 11.48% | 3.01%+8.5pp | 119.21%-107.7pp | -9.96%+21.4pp |
| Employer contribution / active EE | $0 | $2,977-100.0% | $4,628-100.0% | $2,111-100.0% |
| Participant deferral / active EE | $5,637 | $5,423+3.9% | $6,426-12.3% | $3,350+68.3% |
| Admin fee / account holder | $14,307 | $554+2483.8% | $9,284+54.1% | $521+2646.3% |