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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,554,454 | $176,120+782.6% | $159,487+874.7% | $167,553+827.7% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 8.10% | 331.95%-323.8pp | 263.71%-255.6pp | 478.89%-470.8pp |
| Employer contribution / active EE | $38,500 | $5,299+626.5% | $4,831+696.9% | $4,840+695.5% |
| Participant deferral / active EE | $22,750 | $7,752+193.5% | $7,354+209.4% | $6,343+258.7% |
| Admin fee / account holder | $68,256 | $12,561+443.4% | $10,804+531.8% | $12,316+454.2% |