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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,431,880 | $165,399+765.7% | $149,745+856.2% | $158,982+800.7% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 6.05% | 348.34%-342.3pp | 276.72%-270.7pp | 302.99%-296.9pp |
| Employer contribution / active EE | $37,500 | $5,105+634.6% | $4,646+707.2% | $4,763+687.3% |
| Participant deferral / active EE | $21,000 | $7,183+192.4% | $6,843+206.9% | $5,983+251.0% |
| Admin fee / account holder | $11,275 | $10,811+4.3% | $9,312+21.1% | $11,252+0.2% |