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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,850,781 | $162,136+1041.5% | $152,301+1115.2% | $154,746+1096.0% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 12.25% | 91.02%-78.8pp | 80.50%-68.2pp | 172.34%-160.1pp |
| Employer contribution / active EE | $46,750 | $4,890+856.0% | $4,624+910.9% | $4,379+967.6% |
| Participant deferral / active EE | $15,250 | $8,341+82.8% | $8,004+90.5% | $6,730+126.6% |
| Admin fee / account holder | $75,859 | $15,759+381.4% | $14,398+426.9% | $14,365+428.1% |