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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,533 | $81,504-49.0% | $102,437-59.5% | $80,959-48.7% |
| Participation rate | 93.6% | 66.9%+26.8pp | 74.5%+19.1pp | 67.7%+25.9pp |
| Annual return | 10.87% | 25.60%-14.7pp | 24.95%-14.1pp | 35.67%-24.8pp |
| Employer contribution / active EE | $2,073 | $3,104-33.2% | $3,871-46.4% | $2,757-24.8% |
| Participant deferral / active EE | $1,894 | $3,871-51.1% | $5,060-62.6% | $4,300-55.9% |
| Admin fee / account holder | $1,833 | $6,719-72.7% | $8,388-78.1% | $6,925-73.5% |