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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,858 | $77,638+49.2% | $156,551-26.0% | $62,881+84.3% |
| Participation rate | 100.0% | 71.2%+28.8pp | 84.0%+16.0pp | 69.3%+30.7pp |
| Annual return | 4.16% | 50.33%-46.2pp | 32.23%-28.1pp | 20.14%-16.0pp |
| Employer contribution / active EE | $5,535 | $3,444+60.7% | $5,501+0.6% | $2,281+142.7% |
| Participant deferral / active EE | $4,247 | $3,046+39.4% | $4,871-12.8% | $3,203+32.6% |
| Admin fee / account holder | $1,021 | $5,561-81.6% | $13,028-92.2% | $4,296-76.2% |