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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER1+ years Filed as: ADP, LLC Service code 15 · EIN 13-3036745 | Recordkeeping | $1,400 |
ADP BROKER-DEALER1+ years Service code 49 · EIN 22-3319984 | Other Services | $0 |
NFP RETIREMENT INC1+ years Filed as: NFP - NATIONAL FINANCIAL PARTNERS Service code 49 245 FISCHER AVE SUITE A-2 · COSTA MESA, CA 92626 | Other Services | $0 |
STATE STREET GLOBAL ADVISORS1+ years Filed as: STATE STREET CORPORATION Service code 21 · EIN 04-1867445 | Bank Trustee | $0 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,150 | $33,745-87.7% | $64,105-93.5% | $55,191-92.5% |
| Participation rate | 77.4% | 59.4%+18.1pp | 68.2%+9.3pp | 69.2%+8.3pp |
| Annual return | 981.04% | 4.95%+976.1pp | 791.24%+189.8pp | 10.78%+970.3pp |
| Employer contribution / active EE | $0 | $641-100.0% | $1,820-100.0% | $1,899-100.0% |
| Participant deferral / active EE | $2,166 | $1,929+12.3% | $2,822-23.2% | $3,046-28.9% |
| Admin fee / account holder | $3 | $94-96.3% | $4,499-99.9% | $91-96.2% |