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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,323 | $125,778-14.7% | $114,563-6.3% | $154,746-30.6% |
| Participation rate | 100.0% | 75.2%+24.8pp | 72.9%+27.1pp | 80.7%+19.3pp |
| Annual return | 5.85% | 295.14%-289.3pp | 241.09%-235.2pp | 172.34%-166.5pp |
| Employer contribution / active EE | $7,721 | $2,806+175.2% | $2,592+197.9% | $4,379+76.3% |
| Participant deferral / active EE | $1,333 | $4,445-70.0% | $4,142-67.8% | $6,730-80.2% |
| Admin fee / account holder | $4,732 | $8,190-42.2% | $7,623-37.9% | $14,365-67.1% |