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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,454 | $110,278-7.1% | $95,740+7.0% | $139,466-26.5% |
| Participation rate | 100.0% | 75.7%+24.3pp | 72.3%+27.7pp | 80.3%+19.7pp |
| Annual return | 1.07% | 27.19%-26.1pp | 28.41%-27.3pp | 373.66%-372.6pp |
| Employer contribution / active EE | $8,730 | $3,260+167.7% | $2,836+207.8% | $4,754+83.6% |
| Participant deferral / active EE | $867 | $4,674-81.5% | $4,244-79.6% | $6,712-87.1% |
| Admin fee / account holder | $5,410 | $6,613-18.2% | $5,676-4.7% | $11,409-52.6% |