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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,599 | $138,076+0.4% | $123,553+12.2% | $135,380+2.4% |
| Participation rate | 66.7% | 84.7%-18.1pp | 82.3%-15.6pp | 82.6%-16.0pp |
| Annual return | -8.27% | 153.70%-162.0pp | 119.21%-127.5pp | 519.81%-528.1pp |
| Employer contribution / active EE | $2,596 | $5,152-49.6% | $4,628-43.9% | $4,779-45.7% |
| Participant deferral / active EE | $8,703 | $6,800+28.0% | $6,426+35.4% | $5,609+55.2% |
| Admin fee / account holder | $11,929 | $10,917+9.3% | $9,284+28.5% | $10,828+10.2% |