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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,805 | $150,445-17.0% | $136,297-8.4% | $147,585-15.4% |
| Participation rate | 66.7% | 84.4%-17.8pp | 81.9%-15.3pp | 82.8%-16.2pp |
| Annual return | 13.39% | 1049.14%-1035.7pp | 5156.16%-5142.8pp | 578.57%-565.2pp |
| Employer contribution / active EE | $4,586 | $5,256-12.8% | $4,696-2.3% | $4,876-6.0% |
| Participant deferral / active EE | $8,719 | $6,631+31.5% | $6,247+39.6% | $5,439+60.3% |
| Admin fee / account holder | $1,284 | $10,906-88.2% | $9,244-86.1% | $10,885-88.2% |