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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,733 | $79,961-46.6% | $98,462-56.6% | $75,177-43.2% |
| Participation rate | 76.9% | 70.4%+6.6pp | 75.2%+1.8pp | 67.2%+9.7pp |
| Annual return | 9.48% | 19.75%-10.3pp | 21.17%-11.7pp | 160.75%-151.3pp |
| Employer contribution / active EE | $0 | $2,264-100.0% | $3,049-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $2,014 | $3,753-46.3% | $4,738-57.5% | $4,126-51.2% |
| Admin fee / account holder | $8,146 | $6,842+19.1% | $8,875-8.2% | $5,651+44.1% |