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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,653 | $81,208-40.1% | $98,920-50.8% | $79,856-39.1% |
| Participation rate | 88.1% | 72.5%+15.6pp | 76.0%+12.1pp | 69.6%+18.5pp |
| Annual return | 4.84% | 60.99%-56.2pp | 196.47%-191.6pp | 31.71%-26.9pp |
| Employer contribution / active EE | $1,803 | $1,960-8.0% | $2,689-32.9% | $2,471-27.0% |
| Participant deferral / active EE | $1,614 | $3,265-50.6% | $4,245-62.0% | $3,741-56.8% |
| Admin fee / account holder | $11,502 | $6,013+91.3% | $6,643+73.1% | $5,306+116.8% |