Retirement plan

R & B WHOLESALE DIST INC 401(K) PROFIT SHARING PLAN & TRUST

Name: R & B WHOLESALE DIST INC - R & B WHOLESALE DIST INC 401(K) PROFIT SHARING PLAN & TRUST (2015) Form 5500
Creator: R & B WHOLESALE DIST INC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, R & B WHOLESALE DIST INC 401(K) PROFIT SHARING PLAN & TRUST, R & B WHOLESALE DIST INC

R & B WHOLESALE DIST INCEIN 95-3355162Plan #002PY 2015

2350 S MILLIKEN AVE - ONTARIO, CA 91761909-230-5400rbdist.comLinkedIn51-200 employeeswholesale

Other plans on this EIN

1 filing

#001Retirement-$968K assets

Prospect flagsNo flags tripped

How to read this page

Total assets (EOY)

$4.7M

No prior year

Total participants

116

No prior year

Average account balance

$46,871

No prior year

Annual return

-0.01%

No prior year

Benchmarks

See 8,334 peers

Peer group

Industry42 - Wholesale Trade

Plan typeDefined contribution

Participants25-99

Cohort8,334 peers

Snapshot2015

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$13.06M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$88K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

148

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

69.9%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.21M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$7K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+14.96%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$184

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 1 by compensation

Provider	Service type	Compensation
PAYCHEX, INC.1+ years Service code 15 · EIN 16-1124166	Recordkeeping	$1,477

Plan features & details

Pension benefit codes2E2F2G2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$2K

$24 / participant

Contract admin$86041.4%
Other / not subdivided$1K58.6%

% of EOY assets

0.044%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: CHAVAN & ASSOCIATES, LLP
Auditor EIN: 270630496
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$46,871

$65,704-28.7%

$94,229-50.3%

$59,633-21.4%

Participation rate

81.4%

72.1%+9.3pp

78.8%+2.6pp

68.7%+12.7pp

Annual return

-0.01%

5.22%-5.2pp

10.68%-10.7pp

2041.45%-2041.5pp

Employer contribution / active EE

$2,037

$2,021+0.8%

$3,587-43.2%

$2,203-7.5%

Participant deferral / active EE

$4,594

$3,143+46.2%

$4,320+6.3%

$3,192+43.9%

Admin fee / account holder

$21

$4,265-99.5%

$6,269-99.7%

$4,297-99.5%

Provider

Service type

Compensation

PAYCHEX, INC.1+ years

Service code 15 · EIN 16-1124166

Recordkeeping

$1,477

R & B WHOLESALE DIST INC 401(K) PROFIT SHARING PLAN & TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

R & B WHOLESALE DIST INC 401(K) PROFIT SHARING PLAN & TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion