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| Provider | Service type | Compensation |
|---|---|---|
Filed as: JOHN HANCOCK USA Service code 15 · EIN 01-0233346 P.O. BOX 600 · BUFFALO, NY 142010600 | Recordkeeping | $4,449 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,741 | $73,848+190.8% | $143,799+49.3% | $68,486+213.6% |
| Participation rate | 100.0% | 66.7%+33.3pp | 80.3%+19.7pp | 67.9%+32.1pp |
| Annual return | -23.64% | 0.91%-24.6pp | -0.04%-23.6pp | -7.85%-15.8pp |
| Employer contribution / active EE | $8,950 | $3,184+181.0% | $4,952+80.7% | $2,597+244.7% |
| Participant deferral / active EE | $8,471 | $3,385+150.3% | $5,638+50.2% | $4,028+110.3% |
| Admin fee / account holder | $454 | $5,755-92.1% | $14,677-96.9% | $5,404-91.6% |